First Financial Resources

Who takes financial responsibility for assets under management when phantom stock, defined benefit, or deferred compensation reserves suffer losses due to large market fluctuations, bank acquisitions, or lawsuits?

Are benefit programs currently in place that actually increase the bank’s future revenues (and cash liquidity), rather than adding long-term costs and liabilities?

Have you had a recent benefit plan audit to suggest new solutions that might increase the balance sheet with substantially higher interest earnings on assets, or by providing cash death benefits when a key executive retires or meets their normal life expectancy?

When reviewing current retirement plans, are solutions available that will discriminate exclusively for key stock holders, board members, or the closely-held corporate owner?

Do you currently benefit from the the maximum tax deduction available by law when allocating retirement funds for the board of directors and the top branch executives?

Will your current benefit plan provide cash liquidity for bank stock redemption plans, the successors of your board of director members, or the new owners of a family business?